![]() ![]() Here is an average example of most states: If your home is under 5,000 square feet, the Basic Plan costs $46 per month, while the Total Plan costs $55 per month. The cost of the Choice Home Warranty depends on the size of your home and where your home is located. Unlike the Basic and Total plans, this optional coverage does not have to be purchased as a bundle and can be purchased as individual coverage options. Limited roof leak coverage is also available.Ĭhoice Home Warranty can provide a service contract for a second refrigerator, along with septic tank pumping services. Covered ItemsĬhoice Home Warranty coverage includes optional upgrades to cover your pool, spa, well pump, sump pump, septic system, stand alone freezer, or central vacuum. The Total Plan covers everything included in the Basic Plan, plus the refrigerator, washing machine, dryer, and air conditioning system. The Basic Plan covers heating and electrical systems, plumbing, garbage disposal, water heater, whirlpool bathtub, dishwasher, built-in microwave, garage door opener, ceiling fans, exhaust fans, ductwork, and ovens, ranges, stoves, and cooktops. There are two plans offered by Choice Home Warranty: Total and Basic. The reason behind this partnership is that Choice Home Warranty has chosen not to become licensed by the California Department of Insurance. The HSCCA provides homeowners with the service contracts and CHW provides the necessary backend technology and administrative services. In California, there is a slight variation to their service, as they partner with the Home Service Club of California (HSCCA). Most companies that sell a home warranty are technically selling a service contract.Īs one of the best home warranty companies, Choice Home Warranty's competitors include:Ĭhoice Home Warranty provides service contracts in every single state except Washington. However, for the average Choice Home Warranty plan subscriber, this is just fine print with no practical difference. Keep in mind that a service contract is not exactly what you might think of when you hear the word “warranty.” Sometimes warranties are meant to replace defective items, whereas a service contract is geared toward attempting to fix the item in question and only replacing it as a last resort. It’s important to note that the company does not have its own in-house service repair technicians, but instead operates a partner network of over 25,000 contractors who handle service calls. Approximately 1.6 million homes in America are covered by Choice Home Warranty, and the company has handled over 5 million claims.Ĭhoice Home Warranty support is available 24/7. Locations Served: 49 states (excludes Washington)Ĭhoice Home Warranty sells service contracts for the appliances and systems in your home. ❌ Allows only up to $500 in roof leak coverage ✅ Service requests can be made online or by phone ❌ Customers cannot select their own service providers ❌ No coverage for known or unknown preexisting conditions Choice Home Warranty Review: What You Need To Know in 2023 Pros Rather than having to shell out thousands of dollars when something breaks, consider purchasing a home warranty from Choice Home Warranty. You, however, indeed care about expensive appliances and systems breaking down. Since your property is collateral for the loan, lenders only care about preserving the property itself. ![]() Mortgage lenders care more about your roof collapsing than whether your HVAC needs to be repaired or if your refrigerator breaks. Unlike homeowners insurance, your mortgage lender is not going to require a home warranty. There are certain types of home warranty programs that also cover additional items like swimming pools. To fully protect your home and major appliances, it’s important to consider purchasing a home warranty.Ī home warranty protects appliances and home systems like plumbing, electric wiring, and heating and cooling systems. There are many types of insurance for homeowners. Choice Home Warranty Contact Information.How To Sign Up for Choice Home Warranty.How Much Does Choice Home Warranty Cost?. ![]() Choice Home Warranty: What You Need To Know in 2023 That’s where a home warranty provider comes in. But homeowners insurance does not cover normal wear and tear. ![]() If you own a home, there’s a good chance you have homeowners insurance. ![]()
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